To strike a balance between the long-term needs and the short term needs, it must be properly planned and my belief is that if you are able to achieve the short-term goals, then achieving the long-term needs would be very easy.
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using scale of preference is very important when it comes to solving your problems and at the same time being able to save reasonable amount of money. the thing is that it will help you to know the problem that is of utmost importance to you and you start from there to solve.What I do is always have a scale of preference which means I only spend my funds in whatever is of much importance at the moment this would enable me have some funds I could keep for other long term tasks as well.
Exactly, it is always very important and necessary that if you really want to save money and invest wisely you have scale of preference. You need to solve the problems that are very much important first before you solve others that are not really much important. You have to differentiate between your needs and wants.It is indeed not really easy to strike a balance between the long-term and short-term goals. The only way to do this is to actually write down all the plans that you have and you will be able to pick the one that is of utmost importance first.